Layaways with Hemming Jewelers

Here at Hemming Jewelers, we believe that your paycheck schedule shouldn’t determine whether or when you can invest in yourself. That’s why we provide our customers with layaway options to ensure they can still claim an item as their own, no matter when on the calendar their next payday falls.

In fact, we offer our customers two different layaway options depending on the nature of their purchase: Consignment Items and Regular Items.


Q: What kind of layaway do you offer for Consignment Items?

A: For Consignment items, we offer up to a 90 day layaway. At the time the item is put on layaway, customers will make a 10% down payment and have the following 90 days to complete their payments.

Q: What about the payment terms?

A: We will discuss the payment terms at the time of the item being placed on layaway.

Q: What happens if I don’t make my payments?

A: If the customer does not complete their payments, the item will go back on the shelves to be sold.

Q: Will I get a refund for the money I’ve put down already?

A:  The 10% down payment will not be refunded; however, payments over 10% may be used as store credit.


Q: What kind of layaway do you offer for Regular Items?

A: For regular store items, we let you, the customer, decide on the payment schedule and payment amount.

Q: What is required of the Regular Item Layaway?

A:  There is a required 10% down payment on your purchase.

Q: What do you mean I can create my own payment amount and payment schedule?

A: We at Hemming Jewelers want you to be comfortable in deciding how much you can afford to pay when you select us to purchase your jewelry from. When placing a regular item layaway, you will let us know the minimum amount you can pay, whether it be $50, $25, or another amount, that is up to you. This will be the set amount that you need to pay when making your payments. 

When it comes to how often you have to pay your minimum payment, that is up to your discretion as well. You get to choose how often you pay your minimum payment. For example, you can choose once a week, once a month, every two weeks, etc. You let us know when you’d like to make your payment.

To learn more about our layaway options or have any questions, please reach out to our team today by calling (904) 354-5959!

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